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john s asked: I just posted a question a few minutes ago about my wife having to go to court over her credit card. Like I said before we have all ready settled 2 w/ a debt settlement company. Her’s is the last one we are settling and now she has to go to court. She has lost her job because of plant closure. We have a small amount built up in our acct. with debt settlement company, but nowhere near what the lawyers [...] Continue Reading…
come_on_kiss_the_gun asked: I was just wondering what is the difference between Chapter 7, 10 & 13 bankruptcies. How did the new law that Bush passed now affect bankruptcies (or does it at all)? I’ve heard everything that you can’t file for Chapter 13 bankruptcy anymore to you have to take financial planning classes thereafter. Also, is it advisable at all? I know normally people say make it your last resort, but I am beyond in debt and do not have [...] Continue Reading…
dag asked: I have three charge offs on credit report, and several collection items I would like to take care of. Would bankruptcy be a better alternative?Unsecured Debt Settlement
college girl asked: Is anyone trying to live debt free? I mean really trying. No using credit cards, paying off your house early, etc. I’m not doing it but maybe I should. Is it even possible?Unsecured Debt Settlement
bjann_2 asked: I have recently been introducted to a debt reduction program- which sounds to good to be true. I need some advise.
This program is where i stop paying my bills in order to get the credit card companies to settle. In the mean time, I am setting money away into an account known only to me. When enough money is set aside the Debt reduction company will try and settle with my creditors.
Are there any legal consequences I should be aware [...] Continue Reading…
john s asked: I just posted a question a few minutes ago about my wife having to go to court over her credit card. Like I said before we have all ready settled 2 w/ a debt settlement company. Her’s is the last one we are settling and now she has to go to court. She has lost her job because of plant closure. We have a small amount built up in our acct. with debt settlement company, but nowhere near what the lawyers [...] Continue Reading…
sherina d asked: Hello all, I have a question regarding debt consolidation. I have about 15k worth of debt and have tried applying to two companies for a debt consolidation loan and was denied both times. I thought about trying what one of the other posters suggested , writing to the individual companies threating a voluntary bankruptcy order. I have about 10k in the bank, but I don’t want to borrow from that lender because I wouldn’t be able to use the money in [...] Continue Reading…
T-MAC asked: I am in a little debt I owe one credit card company 1700.00 ad another 350.00 how do I establish this debt without having to pay in full…I really want this off my credit the 350.00 credit card account was in my name but not for me I have never seen this card..But the 1700.00 was through my bank do you think I can set up payment plans….PLEASE!!!! HELP
jmsunlinenet asked: I have had seven rental apartments in older buildings on one site. Due to the economy etc. income has not matched outgoings for some time. Will need to borrow more to pay the insurance premium in July. Sale value of property very poor in this market and unlikely to sell for more than what I own the bank (personal note). At what point do I just quit?
bjann_2 asked: I have recently been introducted to a debt reduction program- which sounds to good to be true. I need some advise.
This program is where i stop paying my bills in order to get the credit card companies to settle. In the mean time, I am setting money away into an account known only to me. When enough money is set aside the Debt reduction company will try and settle with my creditors.
Are there any legal consequences I should be aware [...] Continue Reading…
