Debt Free

What Determines Credit Card Rates?

All of us want to get the best credit card rate possible for the credit cards we carry. People don’t generally care too too much about the brand name of the card just as long as they can get the very best and lowest rate available. The payments and the fees involved are the [...]

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Should I pay off my medical debt or file bankruptcy?

Paige asked:
I do not have any credit cards but have about 12k worth of medical debt, most of which is in collections – I did not have insurance and was not eligible for assistance. Now a new friend has offered to help me either file bankruptcy or pay off my medical debt [...]

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Can I hold some creditors off without filing for bankruptcy?

lls7816 asked:
Thanks to a divorce, I am stranded between my credit cards taken to pay lawyers and my other bills. I am absolutely trying to avoid filing for bankruptcy and I was wondering if could do the following:
Payoff some of the debt in a couple of years while stopping the payments on the [...]

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I need to knwo some alternatives to bankruptcy. I am way in credit card debt, and need some help?

Sherry asked:
Due to 2 divorces, and 2 surgeries that weren’t covered by insurance, I am about $50,000 in debt to credit cards, $30, 000 in student loans, and that doesn’t even count my mortgage debt. I am in need of major financial help, but I don’t want to file bankruptcy? Just wondering what [...]

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Alternative to bankruptcy?

noodle asked:
Does anyone know of something besides bankruptcy to get credit cards paid off? Any private investors that do that sort of thing…lend money at a low interest rate? I’m not even sure that we could file for bankruptcy because we are not behind on any payments. Some how we [...]

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Another person has debts on my credit cards. How do I make him pay?

msoldatenko asked:
We were together with my ex boyfriend for several years. I made him an authorized user on two of my credit cards. His debt now is about $25,000. We are not together any more and he keeps paying only minimum payments. How do I make him pay? Since both of the credit cards [...]

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Debt Settlement


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